Skip to main content

Terri Ritchie, CFP®

The focus of our relationship

Terri has experienced virtually every market condition—from bull and bear, recessions and expansions, changing tax environments and political uncertainties. Terri is part of a team that has cultivated long-standing, trusted relationships with its clients. Suncoast Prosperity Advisors take pride in assisting business owners, affluent women, and the next generation of our clients. The unique boutique approach to prosperity management ensures our clients and their other advisors are organized and cooperate, so everyone is working in unison towards the clients’ goals. Our team is built around areas of specialties in retirement, estate and trust planning, business succession, charitable giving, and financial planning.

Terri joined Suncoast Equity Management’s wealth management practice in August 2019. Terri is responsible for delivering unbiased, product-neutral advanced planning strategies tailored for high-net-worth clients. She is a Certified Financial Planner (CFP®), holds the Uniform Investment Advisor (Series 65) license, and is a notary public. Terri provides expertise in retirement income planning, tax optimization, and estate planning strategies.

Terri has over 22 years of experience in the financial services industry. She began her career in 2002 as a Registered Sales Assistant with Smith Barney in New York City, where she quickly moved into operations and compliance roles, including executive leadership positions. In 2011, Terri transitioned to wealth planning, where she realized the importance of adopting a holistic approach to the planning process, leading her to pursue the CFP® designation. Passionate about making a positive difference in the lives of the families and organizations she serves, Terri is inspired by her experience as the first in her family to attend college. This motivates her to also connect with the next generation by emphasizing the importance of financial literacy and providing them with the financial knowledge to achieve their goals and build a secure future.

Terri graduated with honors from the University of Florida, earning a Bachelor of Science in Finance and Marketing. In addition, as a Certified Financial Planner (CFP®) professional, she has met rigorous education, examination, experience, and ethics requirements, demonstrating her commitment to the highest standards in financial planning. Terri and her husband, James, have two beautiful children, Brayden and Kinley. They enjoy spending quality time with friends and family, with a special passion for volunteering on the baseball and cheerleading fields, fostering community involvement and providing support to the community that they love.